Debt Management Counseling
Before You File for Personal Bankruptcy: Information About Credit Counseling and Debtor Education
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 launched a new era: With limited exeptions, people who plan to file for bankruptcy protection must get credit counseling from a...
Child Support is Not Dischargeable in Bankruptcy
Chapter 7 bankruptcy can get rid of credit card debt, old medical bills, even certain back taxes. Child support is another matter entirely. The Bankruptcy Code excludes certain debts from...
Credit Cards After Bankruptcy
A common question is whether or not a debtor can keep a credit card after filing for bankruptcy protection and do I have to list the cards I want to keep. If you owe a balance at the time the...
Credit Repair: How to Help Yourself
You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail, and maybe even calls offering credit repair services. They all make...
Debt Relief Services
If you’ve maxed out your credit cards and don’t know how you’re going to pay off your debts, you may think that a company that promises to erase the debt for pennies on the dollar is the...
Fiscal Fitness: Choosing a Credit Counselor
Living paycheck to paycheck? Worried about debt collectors? Can’t seem to develop a workablebudget, let alone save money for retirement? If this sounds familiar, you may want to consider the
Frequently Asked Questions (FAQs) – Credit Counseling
The FAQs have been separated into six major areas. Some issues may be cross-cutting. Consumers, applicants, and approved agencies may find it helpful to review the questions in each area...
Frequently Asked Questions (FAQs) – Debtor Education
he FAQs have been separated into five major areas. Some issues may be cross-cutting. Debtors, applicants, and approved providers may find it helpful to review the questions in each area...
How Bankruptcy Can Give You Time To Catch Up On Mortgage Payments
You’ve fallen behind on your mortgage. The bank is demanding payment of the arrearages immediately. You don’t have the money but want to stay in your home. What can you do? First of all this...
List of Approved Credit Counseling Agencies
For a list of approved credit counseling agencies by state and judicial district, select a state, U.S. territory, or commonwealth from the drop down list on this page...
Reparación de Crédito: Cómo Ayudarse a Sí Mismo
Usted ve los anuncios en los periódicos, en televisión y en Internet y también los escucha en la radio y recibe panfletos por correo. Y hasta es posible que reciba llamadas telefónicas para...