Other Loans

5 Tips: Shopping for a Mortgage

Review your monthly spending plan to estimate what you can afford to pay for a home, including the mortgage, property taxes, insurance, and monthly maintenance and utilities. Make sure you save...

A Consumer's Guide to Mortgage Settlement Costs

The mortgage settlement process--sometimes called mortgage closing--can be confusing. A settlement may involve several interested parties and a variety of documents and fees. This guide helps you...

A Consumer’s Guide to Mortgage Refinancings

Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a...

Answers about Reverse Mortgages

Reverse mortgages provide income or a line of credit to homeowners who are 62 or older by allowing them to tap their home equity. The Federal Housing Administration insures 90 percent of the...

Consumer Handbook on Adjustable-Rate Mortgages (ARM)

This website gives you an overview of ARMs, explains how ARMs work, and discusses some of the issues that you might face as a borrower...

Defaulting on Your Mortgage Has Costly Consequences

If you don’t pay your mortgage on time or if your payment is for less than the amount that’s due, you’re in default on your loan. The consequences of default can be costly. The Federal...

Don't Pay to Borrow Your Own Money: The Risks and Costs of Tax Refund Anticipation Loans

Here are ways to take a pass on that RAL— most folks don’t need one—and save money at tax time...

How Much Home Can You Afford?

Providing the information below will allow you to calculate how much you can afford to spend on a home. However, many additional factors play a part in the loan qualification process...

Incumplir el Pago de su Hipoteca Tiene Consecuencias Costosas

Si usted no paga su hipoteca en fecha o si paga un monto menor a su mensualidad, usted incurre en incumplimiento de pago de su préstamo. Las consecuencias del incumplimiento de pago pueden ser...

Información de la FTC para Consumidores

Cuando usted obtiene un préstamo hipotecario, es posible que piense que la entidad de préstamo conservará y administrará su préstamo hasta que termine de pagarlo o hasta que venda su casa....

Interest Only Mortgage Payments and Payment-Option ARMs – Are They For You

Owning a home is part of the American dream. But high home prices may make the dream seem out of reach. To make monthly mortgage payments more affordable, many lenders offer home loans that allow...

Mortgage Servicing: Making Sure Your Payments Count

When you get a mortgage, you may think that the lender will hold and service your loan until you pay it off or sell your home. That’s often not the case. In today’s market, loans and the...

No Pague Por Obtener Un Prestamo Por Su Propio Dinero Los riesgos y costos de los préstamos sobre el reembolso de impuestos anticipado

Cómo ahorrar al preparar la decla rac ión de impuestos Estas son algunas formas de no tener que sacar un préstamo sobre el reembolso de impuestos anticipado y además ahorrar dinero cuando...