Pay Day Loans
Alternatives to Payday Loans
Payday lenders are not the only option for consumers facing debt problems.There are many alternatives to payday loans such as: small savings accounts or rainy-day funds; salary advances from...
Borrower Beware: The High Cost of Small Loans, Pawn Brokers and Rent-to-Own Stores
A loan is borrowed money which must be repaid in one or more payments. Lenderscharge interest on the amount you borrow. This means that you pay back more than you receive. This is how a lender...
Can I go to Jail if My Payday Loan Check Bounces?
If you happen to be behind on your payday loans and your checks keep bouncing, you may be worried about facing criminal prosecutions. Some “payday” lenders have been known to call and threaten...
Payday Lending Basics
Payday loans are small cash advances, usually of $500 or less. To get a loan, a borrower gives a payday lender a postdated personal check or an authorization for automatic withdrawal from the...
PRESTATARIO, TENGA CUIDADO: Con el alto costo de los pequeños préstamos, con los prestamistas de las tiendas de empeño y con las tiendas de “alquilar para comprar"
Un préstamo es el dinero que se toma prestado y que debe devolverse en uno o más pagos. Los prestamistas cobran un interés sobre la cantidad que usted pide prestada. Quiere decir que usted paga
The High Cost of Payday Loans
Many older Americans have difficulty meeting their monthly expenses. A fixed income can’t always cover a senior’s needs, particularly unexpected needs associated with medical problems, home...