The Fair Credit Reporting Act requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a copy of your credit report once every 12 months. The three companies have set up one central website, toll-free telephone number, and mailing address through which you can order your free credit report. For more information, please visit the Federal Trade Commission's website here: https://www.consumer.ftc.gov/articles/free-credit-reports?topic_id=1040200

The Federal Trade Commission (FTC), the nation’s consumer protection agency, wants you to know that there is only one authorized website: annualcreditreport.com

For information in Spanish/Espanol regarding accessing your credit report, please read the attached guide. La Ley de Informe Justo de Crédito (Fair Credit Reporting Act, FCRA) requiere que, a su pedido, cada una de las compañías de informes de los consumidores a nivel nacional — Equifax, Experian y TransUnion — le provea cada 12 meses una copia de su informe de crédito. La ley FCRA promueve la exactitud y privacidad de la información contenida en los registros de las compañías de informes de los consumidores del país. La Comisión Federal de Comercio (Federal Trade Commission, FTC), la agencia nacional de protección del consumidor, es la encargada de dar cumplimiento a la ley FCRA en lo que se refiere a las compañías de informes de los consumidores.

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