Credit Reports
5 Tips for Improving Your Credit Score
Go to www.annualcreditreport.com. This is the only authorized online source for a free credit report. Under federal law, you can get a free report from each of the three national credit...
A Summary of Your Rights Under the Fair Credit Reporting Act
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting...
Answers About Credt Scores
Select from the following questions about credit scores...
Building a Better Credit Report
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file is known as your credit report. It is chock full of information on where you live, how...
Credit and Your Consumer Rights
A good credit rating is very important. Businesses inspect your credit history when they evaluate your applications for credit, insurance, employment, and even leases. They can use it when they...
Get Your Free Annual Credit Report
The Fair Credit Reporting Act requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your...
How to Dispute Credit Report Errors
Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Consumer reporting companies sell...
La Verdad Sobre el Informe de Crédito Y Las CompañÍas de Reparación de Crédito
¿A QUÉ DEBO ESTAR ATENTO EN EL INFORME? Preste atención a los siguientes problemas posibles...
Request a Free Annual Credit Report
Request your free annual credit report. It's QUICK, EASY and SECURE...
Su Acceso a Informes de Crédito Gratuitos
La Ley de Informe Justo de Crédito (Fair Credit Reporting Act, FCRA) requiere que, a su pedido, cada una de las compañías de informes de los consumidores a nivel nacional — Equifax, Experian...
The Truth About Credit Reports & Credit Repair Companies
WHAT SHOULD I LOOK FOR IN MY REPORT? You should look for the following possible problems...
Understanding Credit Scores
For years, creditors have been using credit scoring systems to determine whether a consumer is a good risk for credit cards and auto loans. More recently, credit scoring has been used to help...
What You Should Know About Your Credit Report
If you have ever applied for a credit card, a personal loan, insurance, or a job, there is probablya company keeping a credit file or credit report about you. This file contains information about...
Your Access to Free Credit Reports
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report,...