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Below is a module (a guided informational program) related to Medicaid Long-term Care issues and planning. This module/guide is available in English and Spanish.
https://www.idaholegalaid.org/files/html/medicaid-and-long-term-care
Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example, someone may use your card number without your knowledge. It’s not always possible to prevent credit or charge card fraud from happening. But there are a few steps you can take to make it more difficult for a crook to capture your card or card numbers and minimize the possibility...
Consumer fraud is a serious problem in Idaho, but, fortunately, it is often a preventable problem. As a consumer, you can protect yourself from fraud by understanding your rights and by making informed and intelligent decisions. There are a variety of steps you can take to protect your credit.
What Benefits Am I Entitled To As a Veteran?
If you are a veteran, you may be eligible for the following benefits: Disability Compensation for Veterans, Disability Pension, Dependents, and Other VA Benefits.
For more information regarding benefits available to Veteran's in Idaho, please visit Idaho's Division of Veteran's Services Benefits and Services webpage here: https://www.veterans.idaho.gov/benefits.
The Aging and Disability Resource Center guided by the Idaho Commission on Aging (ICOA) serves Idaho's seniors and people with disabilities by safeguarding their rights, fostering self-sufficiency, providing counseling, and advocating on their behalf.
At times we find ourselves in a difficult situation involving our bank, a large business, etc. and don’t know what to do. Calling customer service hasn’t led to any real results so you may be asking yourself what to do next?
This chart by the National Consumer Law Center (NCLC) provides a summary of relief options available for borrowers facing a COVID-19 related hardship. The options that a borrower has depends on the loan investor. For loans it covers, Section 4022 of the Coronavirus Aid, Relief, and. Economic Security (CARES) Act requires forbearance for borrowers with COVID-19 hardships and some investors have expanded on those provisions.
Ageing Safely has developed the following three forms to help with consumer law issues or issues dealing with money and debt:
Letter to a creditor to request debt forgiveness when a bill is owed
Letter to a creditor to dispute a charge from a bank or company
Letter to a credit bureau to dispute an item on a credit report
Please visit Ageing Safely's website for links to these interactive forms: https://agingsafely.us/free-forms/.
For more information regarding Idaho's coronavirus pandemic, please visit the State of Idaho's webpage devoted to coronavirus information, such as the numbers in Idaho, a transmission risk level map, and what stage of the Stay Healthy Order Idaho is currently in: Idaho Coronavirus.
The National Consumer Law Center, Inc. has created a free chapter on Homeowner Rights During the Covid-19 Pandemic. This Chapter covers issues such as Fannie Mae, Freddie Mac, Federal Housing Agency (FHA), VA, and USDA mortgage loans, state-based pandemic-related relief, portfolio and private label securities, and foreclosures.
This Chapter is accessible for free here: https://library.nclc.org/free-access-new-chapter-homeowner-rights-during-covid-pandemic.
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