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The Federal Trade Commission (FTC), the nation’s consumer protection agency, urges you
to be skeptical of mail and phone calls warning that the warranty on your car is about to expire.
The companies behind the mail and calls may give the impression they represent your car dealer
or manufacturer. With phrases like Motor Vehicle Notification, Final Warranty Notice or Notice of
Interruption, they are trying to make the offer seem urgent — and to get you to call a toll-free number
for more information.
For more information, please click the link below.
For more information regarding the truth about credit reports and credit repair agencies in English, please see our guide in English below.
Para informacion en Espanol, ha clic "La Verdad Sobre el Informe de Crédito Y Las CompañÍas de Reparación de Crédito."
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). For example, you must be told if information in your file has been used against you and you have the right to ask for a credit score.
Buyer beware—Consumers some times think they are buying health insurance when in fact they are being sold a medical discount plan. They are not the same thing...
Idaho Legal Aid Services Fair Lending: Predatory Lending Abuses Brochure.
This section provides information on where to file a fair housing complaint; the information needed to file a complaint; and advice on what to expect during the complaint process. If you feel you have been discriminated against by a housing provider, filing a complaint can be a crucial way to protect you and prevent future discrimination in our community.
Housing discrimination based on your race, color, national origin, religion, sex, family status, or disability is illegal by federal law. If you have been trying to buy or rent a home or apartment and you believe your rights have been violated, you can file a fair housing complaint.
Your fair housing rights are protected under Title VIII of the Civil Rights Act of 1968 (Fair Housing Act). If those rights have been violated, you can file a complaint with HUD.
Filing a Fair Housing Complaint
A complaint must be filed with HUD within one year of the date the discrimination occurred.
If you have an attorney, notify your attorney of the complaint.
Collect and review the documents pertinent to the complaint and make a list of potential witnesses to the incident in question.
It is a good idea to keep records on all prospective, current, and past residents. You should also have a written screening policy and documentation showing that policy is uniformly and consistently applied to each applicant.
Weigh the merits of the complaint based on your or your attorney’s review of the facts and relevant law
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