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Are you a victim of housing discrimination? Fair housing is your right! If you have been denied your housing rights, you may have experienced housing discrimination.

HousingDiscriminationForm.pdf

Managing Your Property and Personal Affairs

There are many decisions to be made every day in life, even late in life. This is called life-time planning. Some of these decisions are of a financial nature, while others are of a personal nature, and still others are health-related. Financial decisions might include whether or not to have a joint bank account, how to go about paying bills and arranging finances, and drafting and maintaining legal papers. Personal decisions might include making funeral plans or burial arrangements, choosing where to live, and fulfilling spiritual or religious preferences.

Questions and Answers About Probate - English and Spanish (Espanol)

Probate is the procedure for transferring title of a deceased person's property to the proper survivors. If the person did not have a will, the laws of intestate succession set out who will inherit. If there is a valid will, the estate still must be probated, but it is distributed according to the will. Probate also arranges for payment of all debts and taxes.

Q&A_Probate.pdf , Probate.Brochure version_0.pdf , Probate.Spanish.text version_1.doc , Probate.Spanish.brochure version_1.doc

Questions and Answers About Wills

A will is a legal document directing the disposition of one's property (estate) after death. The person whose property is distributed in the will is called the testator of the will. A will has no effect before the death of the testator. At any time before death, the testator may still give away or sell her property. The testator may also amend or revoke her will or put in effect an entirely new will at any time before her death, as long as she is mentally competent to do so.

Q&A_Wills.pdf , Q&A Wills - Spanish.pdf , Wills.brochure format.docx

Interactive Form: Parental Power of Attorney

Power of Attorney Delegating Parental Powers to a Relative An interactive form is available for free to seniors and low income individuals seeking a Power of Attorney delegating parental powers over a child to a relative. You can easily complete the form by answering a few simple questions.

Mortgage Fraud and Foreclosure

Your home is likely your most valuable asset, and you have an interest in maintaining ownership, protecting your equity and preserving your credit rating. This manual describes how you can better protect yourself from scams and deceptive business practices aimed at homeowners. Mortgage fraud, foreclosure rescue schemes and other deceptive practices have invaded our state, offering empty promises and stealing the dream of home ownership. Both Idaho and federal law offer some protections against mortgage fraud. Some of these laws are discussed in this manual.

Mortgage Fraud and Foreclosure.pdf

HUD Complaint Process

HUD handles complaints in several categories: Housing discrimination: Federal law prohibits housing discrimination based on your race, color, national origin, religion, sex, family status, or disability. If you have been trying to buy or rent a home or apartment and you believe your rights have been violated, you can file a fair housing complaint.

HUD_Complaint_Process Booklet.pdf

HUD Resources

Design and Construction Resources HUD Design Manual - Fair Housing Guidelines: www.huduser.org Select publications on the left Select alphabetical listing on right Select "F" for fair housing Select Design Manual ANSI - American National Standards Institute 11 West 42nd Street New York, New York 10036 Can be purchased on-line from a variety of sources; cannot be reproduced Fair Housing Accessibility First

¿Qué es un testamento?

Un testamento es un documento legal dirigiendo la disposición de la propiedad (sucesión) de uno después de fallecer. La persona cuyo propiedad se está distribuyendo en el testamento se llama el testador del testamento. Un testamento no tiene ninguna vigencia antes de la muerte del testador. En cualquier momento antes de la muerte, el testador aun puede regalar o vender su propiedad. El testador también puede enmendar o revocar y poner en vigencia un testamento completamente nuevo a cualquier momento antes de su muerte siempre y cuando que está mentalmente competente para hacerlo...

Q&A Wills - Spanish_0.pdf , Q&A Wills - Spanish.doc

Tax Refund Anticipation Loans

Here are ways to take a pass on that RAL— most folks don’t need one—and save money at tax time...

eng_dont_pay_to_borrow.pdf