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Si usted es propietario de una vivienda y necesita dinero para pagar cuentas o para hacer reparaciones en su casa, es posible que crea que un préstamo sobre el valor neto de la vivienda (home equity loan en inglés) sea la solución. (Un préstamo sobre el valor neto de la vivienda se refi ere a un préstamo garantizado por la inversión neta en el hogar tras restarla del valor total de la hipoteca.) Pero no todos los
This section examines the requirements of the federal Fair Housing Act pertaining that prohibit discrimination in mortgage lending and servicer practices. This section includes information on foreclosures and foreclosure prevention.
Discrimination in mortgage lending is prohibited by the Fair Housing Act. The Act makes it unlawful to engage in discriminatory practices based on race, color, national origin, religion, sex, familial status or handicap (disability). Examples of discrimination in lending include:
What is a manufactured home?
A manufactured home is a structure formerly known as a mobile home. It is built to the Manufactured Home Construction and Safety standards set by HUD and displays a red certification label on the outside of each transportable section. The certification is available only to those homes manufactured after June 15, 1976, when the standards were implemented
and cannot be received for any constructed prior to this date.
At times we find ourselves in a difficult situation involving our bank, a large business, etc. and don’t know what to do. Calling customer service hasn’t led to any real results so you may be asking yourself what to do next?
The Idaho Military Legal Alliance is an organization that works to increase access to pro bono legal services for Idaho’s military population. IMLA objectives include coordinating services of IMLA partners, providing continuing legal education on military legal issues, supporting military legal clinics in all parts of Idaho, and recruiting pro bono attorneys to help Idaho’s military population.
Below is a list of programs for homeless veterans in Idaho:
Ada County Programs
The Idaho Division of Veterans Services operates three Veterans Homes in Boise, Lewiston and Pocatello. All three homes share a common goal of providing responsive medical and supportive care to veterans who can no longer provide for themselves. The quality of life for veterans is their primary focus and we provide an environment that supports privacy, independence, comfort and security, while meeting social needs.
Recent military service and medical records are not online. However, most veterans and their next of kin can obtain free copies of their DD Form 214 (Report of Separation) and the following military service records: Official Military Personnel File (OMPF); Replacement Medals; Medical and Health Records; Burials and Emergency Requests; and Natural Disaster Requests.
For U.S. veterans, the U.S. Department of Veterans Affairs has created a GI Bill Comparison Tool to help veterans learn about educational options and compare benefits by school.
To use this tool, please visit the GI Bill Comparison Tool webpage at: https://www.va.gov/gi-bill-comparison-tool.
[This page was last reviewed and updated on: 8/24/2020.]
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