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If you happen to be behind on your payday loans and your checks keep bouncing, you may be worried about facing criminal prosecutions. Some “payday” lenders have been known to call and threaten borrowers to “pay or go to jail.” As a result many “payday” loan borrowers are terrified by threats of criminal prosecution. But if you are in this situation, you should not be scared by these “loan shark” threats...
Many older Americans have difficulty meeting their monthly expenses. A fixed income can’t always cover a senior’s needs, particularly unexpected needs associated with medical problems, home and car repairs, or even an old refrigerator that doesn’t work anymore. Unfortunately, there are few resources to help vulnerable seniors get through these hard times. Affordable small loans are hard to come by. As a result, many seniors end up with very high cost small loans, including payday loans...
A loan is borrowed money which must be repaid in one or more payments. Lenders charge interest on the amount you borrow. This means that you pay back more than you receive. This is how a lender covers the cost of doing business and makes profit. The higher the interest rate, the more you must repay. You should know that the lower the monthly payment, the longer it will take you to repay the loan and the more you will pay to borrow the same amount at the same interest rate.
See the attached guides in English and Spanish for more information.
Youth Empowerment Services (YES) is a system of care for youth in Idaho under 18 who may benefit from mental health support. YES uses a youth and family centered, team-based, and strengths-focused approach for early identification, treatment planning, and implementation of mental care.
https://youthempowermentservices.idaho.gov/
If you move to a new location to escape domestic violence, sexual abuse or stalking, the Address Confidentiality Program (ACP) can help keep your new address confidential. This is done through the use of a mail-forwarding service and substitute address. In accordance with Idaho Code § 19-57, all state and local agencies are required to accept the substitute address as the actual address of the individual.
The National Council of Juvenile and Family Court Judges has created a guide on How to Gather Technology Abuse Evidence for Court, whether as evidence in a civil protection order case, a custody case, or a divorce case.
To view this guide, please visit: https://www.ncjfcj.org/publications/how-to-gather-technology-abuse-evidence-for-court/.
The Idaho Caregiver Alliance has developed a Caregiver Navigator Tool for unpaid family caregivers of adults or children which provides an assessment of your needs and resources to assist caregivers, such as help developing a care plan.
To take the Caregiver Screening to assess your needs or to find out more information, please visit: https://caregivernavigator.org/
Under the Violence Against Women Act (VAWA), a tenant may not be denied assistance, terminated from participation, or be evicted from your rental housing because that tenant is or has been a victim of domestic violence, dating violence, sexual assault, or stalking.
The National Housing Law Project has created a Know Your Rights Brochure on the Violence Against Women Act and its protections related to federally assisted housing for survivors of domestic violence, sexual assault, dating violence, and stalking.
Please view the brochure here for further information: https://nhlp.org/files/VAWA-2013-Packet.pdf.
Please view our Understanding Bankruptcy Videos in Spanish (Espanol) below.
https://www.youtube.com/watch?v=iW98zHdtYEQ
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