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A loan is borrowed money which must be repaid in one or more payments. Lenders charge interest on the amount you borrow. This means that you pay back more than you receive. This is how a lender covers the cost of doing business and makes profit. The higher the interest rate, the more you must repay. You should know that the lower the monthly payment, the longer it will take you to repay the loan and the more you will pay to borrow the same amount at the same interest rate.
See the attached guides in English and Spanish for more information.
Whether you're in foreclosure now or worried about it in the future, we have information that can help.
PDF download available in two parts.
Federal banking regulators have launched a foreclosure review process. Certain current or former homeowners who were the victims of abuses or errors by mortgage servicers will be eligible for compensation...
Idaho Legal Aid Services Fair Lending Project:
How To File A Complaint Against Your Lender
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Interactive Forms
This brochure provides information on how to protect your rights before and after a foreclosure.
At the Women's and Children's Alliance (WCA) in Ada County, Court Advocates are able to provide a number of services to those that have experienced domestic abuse and/or sexual abuse. Court Advocates are able to assist petitioners in seeking protection orders by helping them fill out protection order petitions and accompanying them to court. Individuals may also contact the WCA for divorce and/or custody referrals to legal agencies, information regarding family law processes, as well as for opportunities to access free legal information from volunteer attorneys.
The attached PDFs describe the Idaho child custody court process generally and in more detail for custody and divorces with minor children cases. These PDFs show the stages of a court case you will go through before the judge enters an order regarding a divorce with custody, visitation, and/or child support or a custody, visitation, and/or child support judgment.
The attached PDF explains the divorce with no minor children court process in the State of Idaho. Some variations on this process may occur on a case-by-case basis or from courthouse to courthouse.
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