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Below is a module created by Idaho Legal Aid Services related to common legal issues surrounding seniors or the elderly and protecting their home in relation to issues like Medicaid, foreclosure, deed, reverse mortgages, and letting others reside with you.. The module is available in English and Spanish.
What is predatory lending?
Predatory lending is the practice of preying on, or taking advantage of, an individual or group of people that may have a difficult time buying or refinancing a home such as people who may be poor, uneducated, elderly, or in a protected class. Under the Fair Housing Act, a protected class is a group of people who share common characteristics and are protected from discrimination on the basis of race, religion, national origin, color, disability, familial status, and gender.
How do I know if I've been a victim?
FHA funds housing counseling agencies throughout the country who can provide information on reverse mortgages.
The Lender List page allows you to lookup lenders using various selection criteria.
Idaho Department of Labor Job Search - Build your own customized job list.
In 2002, Idaho’s legislature passed a new law. Many individuals (and organizations) worked for many years to ensure passage of this new law. Those who are dedicated (and committed) to ensure justice and equality for Idaho’s farmworkers are interested in letting farmworkers know about this new law. By doing so, the farmworkers and their families can continue to learn about their rights.
This guide provides general information about federal and state labor laws. It is for informational purposes only and is not a substitute for the law. The federal Fair Labor Standards Act can be found at Title 29 United States Code, Chapter 8. State law regarding minimum wage requirements can be found at Title 44, Chapter 15, Idaho Code; and state law regarding the payment of wages can be found at Title 45, Chapter 6, Idaho Code. The farm labor contractor licensing law may be found at Title 44, Chapter 16, Idaho Code. If legal advice is required, an attorney should be contacted.
Esta guía brinda información general acerca de las leyes laborales estatales y federales. Es para ser utilizada únicamente para propósitos de información y no substituye la ley. El Acta Federal de Normas de Trabajo Justas se puede encontrar en el título 29 del Código de los Estados Unidos, capítulo 8. La ley estatal acerca de los requisitos para el salario mínimo se puede encontrar en el Título 44, capítulo 15 del Código de Idaho; y la ley estatal acerca delpago de salarios se puede encontrar en el Título 45, Capítulo 6 del Código de Idaho.
We plan for many important events in life. We plan for retirement, a wedding, vacations, and for a child’s education. Sadly, the health choices that are made at the end of life are seldom planned and many times they are made for us. Decisions are put off and desires are not expressed because it is difficult to contemplate or discuss death. There are many things to plan for at the end of life. Transfer of property and the well being of a spouse or child are all issues to be considered and planned for.
There are many decisions to be made every day in life, even late in life. This is called life-time planning. Some of these decisions are of a financial nature, while others are of a personal nature, and still others are health-related.
Financial decisions might include whether or not to have a joint bank account, how to go about paying bills and arranging finances, and drafting and maintaining legal papers.
Personal decisions might include making funeral plans or burial arrangements, choosing where to live, and fulfilling spiritual or religious preferences.
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