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The Department of Justice's FAQs about Credit Counseling have been separated into six major areas. Consumers, applicants, and approved agencies may find it helpful to review the questions in each area.
he FAQs have been separated into five major areas. Some issues may be cross-cutting. Debtors, applicants, and approved providers may find it helpful to review the questions in each area...
You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail, and maybe even calls offering credit repair services. They all make the same claims but how can you repair your credit without hiring an agency?
The Federal Trade Commission created a webpage addressing various ways you can improve your credit yourself, please click the link below.
English: Repairing Your Credit Yourself - English.
This section provides information on the Fair Housing Act and the classes of people it protects. Consumers can learn about their Fair Housing rights and what they can do to exercise and protect those rights. Housing providers can learn about best practices and compliance with fair housing laws.
Links to more information are available by clicking on the tabs above.
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Fair Housing Act
a. The Fair Housing Act, Title VIII of the Civil Rights Act, prohibits discrimination in the sale and rental of housing. It prohibits any discrimination that is based on a person’s: Race, Color, Sex, Religion, National Origin, Disability, or Familial Status. These are called “the protected classes.”
b. The purpose of the FHA is to allow everyone in the community freedom to choose where they live.
A summary on a housing provider’s obligation to make reasonable accommodations and modifications which may be necessary to afford a person with a disability the equal opportunity to use and enjoy a dwelling.
Addressing issues that can lead to unhealthy housing and looks at how unhealthy housing can sometimes be a Fair Housing issue.
This section provides information on where to file a fair housing complaint; the information needed to file a complaint; and advice on what to expect during the complaint process. If you feel you have been discriminated against by a housing provider, filing a complaint can be a crucial way to protect you and prevent future discrimination in our community.
Housing discrimination based on your race, color, national origin, religion, sex, family status, or disability is illegal by federal law. If you have been trying to buy or rent a home or apartment and you believe your rights have been violated, you can file a fair housing complaint.
This section is tailored for housing providers. It includes general fair housing information, guidance and tips for housing providers to meet your Fair Housing Act obligations, and information on what you can do if a fair housing complaint is filed against you.
Intermountain Fair Housing Council also can provide information and training on the Fair Housing Act to housing providers, learn more at https://ifhcidaho.org/
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