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The Idaho Senior Legal Risk Detector is a joint project of Idaho Legal Aid Services, Inc. and ProBono.Net. The purpose of the risk detector is detect issues for seniors or the elderly related to housing, debt, financial exploitation, healthcare, and abuse and to do so quickly and accurately.
To determine whether you, as a senior are at risk, or whether a loved one who is a senior is at risk, please visit our Idaho Senior Legal Risk Detector to answer some questions:
Below are modules (guided informational programs) created by Idaho Legal Aid Services relating to End of Life Planning in Idaho, such as Power of Attorneys, Living Wills, Wills, etc.. The modules are available in English and Spanish.
https://www.idaholegalaid.org/files/html/end-of-life-planning
Emergency Help
If you or someone you know is being abused, get help as soon as possible. You can find the following kinds of help:
Legal Help
24-hour domestic violence hotlines
Shelters
Legal Help
Call the ILAS domestic violence hotline
208-746-7541
What is predatory lending?
Predatory lending is the practice of preying on, or taking advantage of, an individual or group of people that may have a difficult time buying or refinancing a home such as people who may be poor, uneducated, elderly, or in a protected class. Under the Fair Housing Act, a protected class is a group of people who share common characteristics and are protected from discrimination on the basis of race, religion, national origin, color, disability, familial status, and gender.
How do I know if I've been a victim?
Victim of Crime Services after Court
If your abuser is in prison, you have certain rights and responsibilities involved in their parole. The Commission of Pardons and Parole is Idaho’s parole and clemency board. The Commission meets every month at various Department of Correction institutions to conduct parole hearings and case reviews. Victim information and participation is an important and reccommended aspect of this process.
Idaho Legal Aid Services, Inc. has created a Civil Protection Order Guide to help you understand who may file for a civil protection order, what circumstances and situations allow one to file for a civil protection order, and what relationships, if any, are required between the person filing for a civil protection order and the person the civil protection order is against. This guide also includes information on how to file for a civil protection order, what hearings take place, how to prepare for these hearings, and resources available to Idahoans.
A predatory mortgage is a needlessly expensive home loan that provides no financial benefit to the gorrower in return fo the extra costs. In many cases, homeowners are deceived about the loan's true costs and terms or are pressured into signing loans they cannot afford. Many of these homeowners lose their homes to foreclosure.
Reverse mortgages are becoming popular in America. HUD's Federal Housing Administration (FHA) created one of the first. The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program which enables you to withdraw some of the equity in your home. The HECM is a safe plan that can give older Americans greater financial security. Many seniors use it to supplement social security, meet unexpected medical expenses, make home improvements and more. You can receive free information about reverse mortgages in general by calling AARP toll free at (800) 209-8085.
Idaho Department of Finance Frequesntly Asked Questions (FAQ) about Consumer Finance.
The United States has a long history of welcoming immigrants from all parts of the world. America values the contributions of immigrants who continue to enrich this country and preserve its legacy as a land of freedom and opportunity. Deciding to become a U.S. citizen is one of the most important decisions in an individual’s life. If you decide to apply to become a U.S. citizen, you will be showing your commitment to the United States and your loyalty to its Constitution. In return, you are rewarded with all the rights and privileges that are part of U.S. citizenship.
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