Repairing Credit
5 Tips for Improving Your Credit Score
Go to www.annualcreditreport.com. This is the only authorized online source for a free credit report. Under federal law, you can get a free report from each of the three national credit reporting...
Answers About Credit Card Disputes
Select from the following questions about credit card disputes, billing errors, and other credit dispute questions...
Before You File for Personal Bankruptcy: Information About Credit Counseling and Debtor Education
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 launched a new era: With limited exeptions, people who plan to file for bankruptcy protection must get credit counseling from a...
Collections - Self-Help Forms
Five Different Sample Letters to Send Debt Collectors
Wondering how to respond to a debt collector?
The Consumer Financial Protection Bureau created the following sample letters to help if...

Cómo Saldar sus Tarjetas de Crédito
Si usted ha llegado al límite de gasto con sus tarjetas de crédito y sus deudas lo están hundiendo cada vez más, es bastante probable que se sienta agobiado. ¿Cómo va a hacer para terminar...
Credit Repair: How to Help Yourself
You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail, and maybe even calls offering credit repair services. They all make...
Debt Elimination Fraud: Fraudulent Schemes to Eliminate Mortgage, Credit Card, or Small Business Debt
Fraudulent Debt Elimination Schemes...
Debt Relief Services
If you’ve maxed out your credit cards and don’t know how you’re going to pay off your debts, you may think that a company that promises to erase the debt for pennies on the dollar is the...
Fiscal Fitness: Choosing a Credit Counselor
Living paycheck to paycheck? Worried about debt collectors? Can’t seem to develop a workablebudget, let alone save money for retirement? If this sounds familiar, you may want to consider the
Frequently Asked Questions (FAQs) – Credit Counseling
The FAQs have been separated into six major areas. Some issues may be cross-cutting. Consumers, applicants, and approved agencies may find it helpful to review the questions in each area...
Interactive Self-Help Letters to Creditors or Credit Bureaus About Debt
Ageing Safely has developed the following three forms to help with consumer law issues or issues dealing with money and debt:
Letter to a creditor to request debt forgiveness when a bill is...
List of Approved Credit Counseling Agencies
For a list of approved credit counseling agencies by state and judicial district, select a state, U.S. territory, or commonwealth from the drop down list on this page...
PowerPay Tool: Helping People in Debt Become Savers
Utah State University has devleoped a PowerPay Tool: Helping Debtors Become Savers which guides people through the process of paying off and eliminating debt and saving.
PowerPay helps you...
Reparación de Crédito: Cómo Ayudarse a Sí Mismo
Usted ve los anuncios en los periódicos, en televisión y en Internet y también los escucha en la radio y recibe panfletos por correo. Y hasta es posible que reciba llamadas telefónicas para...
Settling Your Credit Card Debts
If you’ve maxed out your credit cards and you’re getting deeper and deeper in debt, chances are you’re feeling overwhelmed. How are you ever going to pay it down? Now imagine hearing about a...
The Truth About Credit Reports & Credit Repair Companies
WHAT SHOULD I LOOK FOR IN MY REPORT? You should look for the following possible problems...
Using Credit Wisely After Bankruptcy
Ten Things to Think about Before Getting a New Credit Card . . .