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No se fíe de cualquiera que le ofrezca un "crédito que es una ganga" o un préstamo de "consolidación", aunque lo avisen por correo, por teléfono o llamando a la puerta de casa. No se fíe de los vendedores que prometen un crédito fácil. Sospeche de quien se adelante a contactarcon usted....
Equity-rich, cash poor elderly homeowners are an attractive target for unscrupulous mortgage lenders. Many elderly homeowners are on fixed or limited incomes, yet need access to credit to pay for home repairs, medical care, property or municipal taxes, and other expenses. The equity they have amassed in their home may be their primary or only financial asset. Predatory lenders seek to capitalize on elders’ need for cash by offering “easy” credit and loans packed with high interest rates, excessive fees and costs, credit insurance, balloon payments and other outrageous terms...
Idaho Legal Aid Services Fair Lending Project:How to Escalate Your Case
File a Complaint against the Bank at:
https://appsec.helpwithmybank.gov/olcc_form/
When You File a Bank Complaint On-line:
Idaho Legal Aid Services Fair Lending: Predatory Lending Abuses Brochure.
ILAS Fair Lending Project poster, which identifies some common warning signs of predatory lending, is available for printing and posting at your business.
Two video clips on exapmles of good and poor lending, as well as some common questions and tips related to predatory lending, such as:What is predatory lending?How do I know if I've been a victim?Fair Housing Advice12 Tips to Help You be a Smarter Housing Consumer
Idaho Legal Aid Services Fair Lending Project:
How To File A Complaint Against Your Lender
Temporary Reduction in Rent Agreement. Idaho Legal Aid has prepared a customizable template agreement to assist tenants and landlords who have agreed to a temporary reduction in rent due to the pandemic. The form is not interactive, but can be downloaded as a PDF or Word document. Scroll down to the bottom of this page to find these forms.
Please visit the Court Assistance Office (CAO) website for landlord-tenant self-help forms.
If you are a tenant that needs to answer a Complaint for a Nonpayment of Rent Eviction (Unlawful Detainer), you can find the forms you need here: https://courtselfhelp.idaho.gov/Forms/housing, under "Respond to an Eviction for Nonpayment of Rent."
This section examines the requirements of the federal Fair Housing Act pertaining that prohibit discrimination in mortgage lending and servicer practices. This section includes information on foreclosures and foreclosure prevention.
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