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Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms.
Idaho Legal Aid Services Fair Lending Project:How to Escalate Your Case
File a Complaint against the Bank at:
https://appsec.helpwithmybank.gov/olcc_form/
When You File a Bank Complaint On-line:
Idaho Legal Aid Services Fair Lending: Predatory Lending Abuses Brochure.
ILAS Fair Lending Project poster, which identifies some common warning signs of predatory lending, is available for printing and posting at your business.
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Interactive Forms
At times we find ourselves in a difficult situation involving our bank, a large business, etc. and don’t know what to do. Calling customer service hasn’t led to any real results so you may be asking yourself what to do next?
At the Women's and Children's Alliance (WCA) in Ada County, Court Advocates are able to provide a number of services to those that have experienced domestic abuse and/or sexual abuse. Court Advocates are able to assist petitioners in seeking protection orders by helping them fill out protection order petitions and accompanying them to court. Individuals may also contact the WCA for divorce and/or custody referrals to legal agencies, information regarding family law processes, as well as for opportunities to access free legal information from volunteer attorneys.
The attached PDFs describe the Idaho child custody court process generally and in more detail for custody and divorces with minor children cases. These PDFs show the stages of a court case you will go through before the judge enters an order regarding a divorce with custody, visitation, and/or child support or a custody, visitation, and/or child support judgment.
The Uniform Family Law Interrogatories are questions to ask the other party to gain information and evidence regarding your family law case. You can edit this document as necessary for your case.
This chart by the National Consumer Law Center (NCLC) provides a summary of relief options available for borrowers facing a COVID-19 related hardship. The options that a borrower has depends on the loan investor. For loans it covers, Section 4022 of the Coronavirus Aid, Relief, and. Economic Security (CARES) Act requires forbearance for borrowers with COVID-19 hardships and some investors have expanded on those provisions.
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