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If you’re 62 or older and looking for money to finance a home improvement, pay off your current mortgage, supplement your retirement income, or pay for healthcare expenses, you may be considering a reverse mortgage. It’s a product that allows you to convert part of the equity in your home into cash without having to sell your home or take on additional monthly bills...
Are you considering a reverse mortgage? Better look before you leap. While a reverse mortgage could put money in your hands, the transaction is likely to be quite confusing. A reverse mortgage deal could also put a lot of your money in someone else’s pocket. Still, if you are a senior and a home owner and short of cash to make ends meet, a reverse mortgage can be a lifesaver. That’s because a reverse mortgage taps your home equity – that’s the market value of your house minus the outstanding balance on any existing mortgages – for cash.
Fillable PDF Forms for Adult or Minor Name Changes
Please go to: https://courtselfhelp.idaho.gov/Forms/name to find fillable PDF forms for either an adult or a minor name change that you can fill out and file with your local courthouse. Please read the instructions before filing out the forms.
Interactive Forms for Adult or Minor Name Changes
At times we find ourselves in a difficult situation involving our bank, a large business, etc. and don’t know what to do. Calling customer service hasn’t led to any real results so you may be asking yourself what to do next?
The National Center for Transgender Equality (NCTE) has created an Idaho Name Change for Minors guide. It includes information on how to file the petition for a name change, the forms to use, parental consent, publication, and evidence the court will consider.
To view this guide, please open the PDF below or click here: Idaho Name Change for Minors Guide.
The Bureau of Vital Records and Health Statistics of the Idaho Department of Health and Welfare’s Division of Public Health has created instructions for how to request a change in the name on your Idaho birth certificate.
For these instructions, please click here: Instructions for How to Change Your Name on Your Birth Certificate.
Utah State University has devleoped a PowerPay Tool: Helping Debtors Become Savers which guides people through the process of paying off and eliminating debt and saving.
PowerPay helps you develop a personalized, self-directed debt elimination plan. Discover how quickly you can become debt free and how much you can save in interest costs by following your debt reduction plan. Utah State University Extension is pleased to provide this debt management tool without any cost to consumers worldwide.
The Consumer Financial Protection Bureau created a "Shopping for Your Home Loan" guide for persons looking to buy home. This guide includes tips and advice before you purchase a home or settle on a home loan company.
The National Consumer Law Center (NCLC) has created Consumer Advice for Dealing with Debt Collectors. Their webpage covers the following information:
For more information on common financial scams and how to report them to the appropriate agencies or officials, please review our Common Financial Scams Flyer or Brochure below.
For other information regarding common digital scams, please visit: https://www.seniorlifestyle.com/resources/blog/protect-your-parents-from-common-digital-traps/.
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