Garnishment
Being Sued for a Debt?
The National Association of Consumer Advocates has created a series of videos providing information to consumers who are being sued on a debt. You can access those videos...
Defending Yourself in a Debt Collection Lawsuit
If you want to learn how to represent yourself, hear about common defenses against debt collectors, and gain knowledge of possible outcomes to your trial, then watch this...
Embargo de Sueldo
Un acreedor puede requerirle a un empleador a desviar parte del sueldo de un empleado para pagar un fallo/ sentencia. El acreedor está limitado a tomar el sueldo de un deudor que: a) exceda...
Federal Trade Commission's Debt Collection FAQs
The Federal Trade Commission, the government body that enforces the Fair Debt Collection Practices Act (FDCPA), has compiled a list of Frequently Asked Questions (FAQs) regarding Debt Collection....
Garnishments and Bankruptcy
What is a garnishment? A garnishment is basically a legal collections tool where a creditor obtains a court order compelling an employer to withhold a portion of an employee’s wages. The amount...
Garnishments and Exemptions from Judgments
Once a creditor sues and obtains a judgment (court order) against a debtor they must follow a legal process to obtain payment. The creditor collects on a judgment through a "Writ of Execution"...
How to Report Changes to Social Security
The Suffolk Lit Lab has developed a form to help people on SSI or SSDI create a letter to report changes to Social Security that might affect their benefits and to avoid any possible overpayments....
I Have a Judgment Against Me. Money is Being Taken Away from My Bank Account.
If you lost your debt defense case (or did not know it even occurred) and your wages or bank account is being garnished, learn what you can...
I Received Notice of a Lawsuit; What Should I Do?
If you are having problems with debt collectors, watch this video to learn about your rights! Hear about your rights under the Fair Debt Collection Practices Act and state laws. Find out what you...
Protecting Your Money from Garnishment
Many collection lawsuits are brought by companies called Debt Buyers. Debt Buyers pay money to other companies for the right to collect money owed to those companies. For example, you might owe...
Social Security Overpayment Help
If you need help with an SSI or SSDI overpayment issue, you can complete a form asking Social Security to waive repayment or lower the rate of repayment of the overpayment. For more information...
The Process of a Civil Lawsuit
This guide goes through the general process of a civil lawsuit in Idaho.
Was I Served Legal Papers Properly?
If you lost your debt defense case (or did not know it even occurred) and your wages or bank account is being garnished, watch this video to learn what you can do. Learn about one of your key...
When Your Social Security Benefits are Taken to Pay Back Money to the Federal Government
Social Security income is a lifeline for most seniors. Because it is considered so essential for survival, it has traditionally been protected from attachment by creditors. However, there are some...