Garnishment
Being Sued for a Debt?
The National Association of Consumer Advocates has created a series of videos providing information to consumers who are being sued on a debt. You can access those videos...
Consumer Facts for Older Americans: When Your Social Security Benefits are Taken to Pay Back Money to the Federal Government
Social Security income is a lifeline for most seniors. Because it is considered so essential for survival, it has traditionally been protected from attachment by creditors. A 1996 law takes away...
Embargo de Sueldo
Un acreedor puede requerirle a un empleador a desviar parte del sueldo de un empleado para pagar un fallo/ sentencia. El acreedor está limitado a tomar el sueldo de un deudor que: a) exceda...
Federal Trade Commission's Debt Collection FAQs
The Federal Trade Commission, the government body that enforces the Fair Debt Collection Practices Act (FDCPA), has compiled a list of Frequently Asked Questions (FAQs) regarding Debt Collection....
Garnishments and Bankruptcy
What is a garnishment? A garnishment is basically a legal collections tool where a creditor obtains a court order compelling an employer to withhold a portion of an employee’s wages. The amount...
Garnishments and Exemptions from Judgments
Once a creditor sues and obtains a judgment (court order) against a debtor they must follow a legal process to obtain payment. The creditor collects on a judgment through a "Writ of Execution"...
I Have a Judgment Against Me. Money is Being Taken Away from My Bank Account.
If you lost your debt defense case (or did not know it even occurred) and your wages or bank account is being garnished, learn what you can...
Protecting Your Money from Garnishment
Many collection lawsuits are brought by companies called Debt Buyers. Debt Buyers pay money to other companies for the right to collect money owed to those companies. For example, you might owe...
The Process of a Civil Lawsuit
This guide goes through the general process of a civil lawsuit in Idaho.