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Below is a module created by Idaho Legal Aid Services related to common legal issues surrounding seniors or the elderly and protecting their home in relation to issues like Medicaid, foreclosure, deed, reverse mortgages, and letting others reside with you.. The module is available in English and Spanish.
This brochure explains your Fair Housing Act rights related to harassment and retaliation. This brochure is available in English, Spanish, Pashto, Chinese, Mandarin, and Arabic.
This brochure is also available as an audio recording in English. For the audio recording, please click here to visit our YouTube page: https://youtu.be/hgTUhrRka78.
For the brochures, please click on the PDFs below.
Generally, family law involves issues such as:
Adoption
Child Custody
Child Support
Divorce
Domestic Violence
Paternity
Spousal Support
Visitation
Civil Protection Orders
However, Idaho Legal Aid Services, Inc. is limited in the types of family law cases we can accept. We may provide legal help to families in the following types of cases:
Technology Safety Statement
Use of your home computer to visit this site can be tracked by someone in your home. You may want to use a computer in a public library or internet café. Or contact us through the Idaho Domestic Violence Advice Line:
1-208-746-7541
What is predatory lending?
Predatory lending is the practice of preying on, or taking advantage of, an individual or group of people that may have a difficult time buying or refinancing a home such as people who may be poor, uneducated, elderly, or in a protected class. Under the Fair Housing Act, a protected class is a group of people who share common characteristics and are protected from discrimination on the basis of race, religion, national origin, color, disability, familial status, and gender.
How do I know if I've been a victim?
FHA funds housing counseling agencies throughout the country who can provide information on reverse mortgages.
The Lender List page allows you to lookup lenders using various selection criteria.
Reverse mortgages are becoming popular in America. HUD's Federal Housing Administration (FHA) created one of the first. The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program which enables you to withdraw some of the equity in your home. The HECM is a safe plan that can give older Americans greater financial security. Many seniors use it to supplement social security, meet unexpected medical expenses, make home improvements and more. You can receive free information about reverse mortgages in general by calling AARP toll free at (800) 209-8085.
Reverse Mortgage Education Project - Financial strategies for low-income seniors in tough economic times.
HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. This page allows you to select a list of agencies for each state below. You may search more specifically for a reverse mortgage counselor or if you are facing foreclosure, search for a foreclosure avoidance counselor.
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